Ep #55: Restaurant Insurance: What Every Owner Needs to Know with Greg Gurovich

ptotah
2 days ago
2 min read

Restaurant Deal Making EXPOSED! with Patrick Totah and Andy Mirabell | Quick Service Restaurant (QSR) Trends Operators Need to Know with Matthew Blair

What do restaurant owners need to know about insurance in today’s market? From rising premiums and stricter coverage requirements to wildfire risk and liquor liability, securing the right policy has become more complicated than ever. In this episode, we break down the key insurance issues restaurant owners, buyers, and operators should understand before problems arise.

We’re joined by Greg Gurovich, co-founder and managing broker of OnMarket Insurance Associates, to discuss how restaurant insurance has changed in California and what operators should be paying attention to today. We cover everything from property and liability coverage to workers’ compensation, liquor liability, lease requirements, and the factors that can affect both coverage and cost.

Whether you’re opening your first restaurant, buying an existing business, or reviewing your current policies, this conversation provides practical guidance for navigating today’s restaurant insurance market.

If you’re considering selling your business and would like a free consultation, reach out to patrickAndAndy@therestaurantsalesbroker.com or visit TheRestaurantSalesBroker.com/Services to learn more.

What You’ll Learn from this Episode:

Why restaurant insurance has become more challenging in California.
The types of insurance coverage most restaurants should carry.
How lease requirements can affect your insurance needs.
What factors influence restaurant insurance premiums.
How liquor liability and workers’ compensation impact coverage.
Ways restaurant owners can improve their insurance profile.
Why working with the right insurance broker can make a significant difference.

Listen to the Full Episode:

Featured on the Show:

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Greg Gurovich: Website | LinkedIn
Restaurants mentioned: Kokkari | Rich Table | Original Joe’s